Insurance Insights

Technology errors and omissions insurance costs can vary greatly depending on a multitude of factors. Find out what influences the premium rates.

Florida is no stranger to natural disasters, with just about every homeowner worried about protecting their property during hurricane season. Of the many types of damage that could afflict your property as the result of a hurricane or severe thunderstorm, few can be more problematic than roofing damage.

Tech E&O insurance is essential because it protects your business against client lawsuits. This could be due to data breaches, poor work protocols, or employee mistakes. So in this post, we’ll look at the types of companies that need E&O insurance, what typical policies cover, and some examples.

Florida hurricane season runs from June to November. With storms every year, the threat of a hurricane damaging your property is very real. If you’re a Florida boat owner, it’s a good idea to prepare your boat for a hurricane. Not only can this ensure that your property is safe, but it can also save you money on potential repairs. Read on for a Florida boat hurricane preparation guide we’ve put together for you.

A Florida wind mitigation inspection is an inspection intended to determine the storm readiness of homes in Florida. Because Florida is more prone to hurricanes than any other state, the homes in the area are more likely to be battered about by storms and violent winds. Due to this risk, wind mitigation inspections are available to Florida residents.

Every homeowner in Florida worries about hurricane season. Luckily, there are ways to prepare your home. This guide may be able to help you prepare you and your family for severe storms and hurricanes.

When obtaining insurance for your property, one of the most important things to understand is your flood risk. Standard homeowners insurance policies do not provide coverage for flood damages. Depending on where you live, you may need to purchase flood insurance in addition to your homeowner's insurance policy.

Navigating the waters of buying insurance can be difficult. What is the difference between home and flood insurance? Do you need RV or auto insurance?

Hurricane insurance is crucial in Florida. Without proper hurricane coverage, you could end up paying more than you and your family can handle at the end of each hurricane season. However, it can also be tricky to understand what type of coverage you actually need. Here are some tips on how to buy Florida hurricane insurance.

A boat is a big, exciting investment! It gives you the freedom to literally expand your horizons, meet new people, and enjoy adventures on the water. Owning a boat also has potential financial risks, which means you need a boat insurance plan. But which one is perfect for you? Here is a helpful guide on how to pick the best boat insurance policy for you and your family. There are even ways you may be eligible for discounts and reduce the amount you have to pay for boat insurance.

Whether you're swimming at the beach or jet-skiing in the water, Florida has an excellent water culture. When it comes to boating, some brands have bigger reputations and higher quality than others. This guide will dive into the best brands in terms of performance, prestige, and other factors.

Florida has a wonderful water culture, leading many people to want their own watercraft. The Sunshine State provides families with wonderful boating experiences and waterfront homes. A boat insurance policy can protect you and your family from any unexpected expenses related to your boat. While you are not required to buy insurance in Florida if you own a boat, there are still reasons why you might want to perform a safety inspection and procure a boat insurance policy.

Florida has a very friendly water culture. Your family might make several excursions into the water in a month, and boating or yachting may provide many benefits, both socially and financially. The average Florida boat insurance cost is around $652 a year. So the question is, do you need boat insurance? While you are not legally required to have boat insurance in the Sunshine State, you might still want to consider purchasing boat insurance so that in case of collision or other types of damages, you can claim adequate financial compensation. If the watercraft has been stolen or wrecked, all of the out-of-pocket expenses can be a pain.

The type of roof that you have for your home can influence many other factors and costs, such as aesthetics, insurance premiums, repair costs, ease of maintenance, and more. Here are the different types of roofs that you might have for your Florida house, sorted by material and shape. We will also look at how you may be able to reduce your homeowners insurance costs by leveraging certain roof qualities.

Florida is the sunshine state of beauty and prosperity. If you own a high-value luxury home in Florida, you might need an upgraded insurance policy just for you. Home insurance is meant to protect your home and not only give you more peace of mind but also adequate financial compensation. A luxury home is a significant investment, a financial asset that many homeowners are proud of, so it requires comprehensive luxury coverage. For a high-value home in Florida, it is necessary to have high-value home insurance to ensure that you are getting the best coverage.

Flood insurance is a crucial part of any homeowners insurance policy plan. However, it can be complicated to figure out whether you need flood insurance. If you live in Florida, you have probably heard mentions of the term flood zones. Do flood zones determine if you need flood insurance? Or might it be better for everyone to protect themselves from flood damage? Here is a guide on whether you should get flood insurance for your home.

Did you know that 36% of American households currently rent their home?

This guide will provide you an in depth review of the various types of Florida homeowners insurance policies, depending on the property type and occupancy status. These policies are provided by a wide range of insurance providers, as different homeowners insurance companies cater to different home types and geographic locations.

When you need home insurance, it pays to shop around and get the best combination of value and price that you can. We are an independent agency, so we have access to a lot of different companies.

For many of us, buying a home is the biggest purchase and largest investment we’ll ever make in our lives. It can be a bit daunting to think about the hundreds of thousands of dollars often involved in owning your own home.

For those that are wondering what does condo insurance cover, a typical plan includes several important forms of insurance coverage that can help to protect your most valuable asset.

Did you know you can't get a mortgage unless you have insurance on the home you are buying? The lender's investment is protected in the event of catastrophic property loss, as he could re coup the loan's value from the insurance claim.