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Explore Coverage Options

Florida Homeowners Insurance
Custom coverage for hurricanes, wind mitigation, and liability from A-rated carriers. Compare roof deductibles, replacement cost policies, and binding options averaging $4,419 annually. Protect your biggest asset with personalized quotes from local experts.

Florida Landlord Insurance
Specialized protection for rental properties covering tenant damage, loss of rents, and storm risks beyond standard policies. Meet Florida's landlord requirements with fair rental value coverage—compare premiums from trusted providers for your investment portfolio.

Florida Condo Insurance
HO-6 policies protect unit interiors, personal property, and assessments not covered by associations. Shop loss assessment limits, water backup options, and Citizens alternatives amid rising HOA fees—get comprehensive condo coverage fast.

Florida Car Insurance
No-fault compliant policies with competitive PIP, property damage minimums post-2025 reforms. Compare safe driver discounts, multi-policy bundles averaging $2,769 yearly from Geico, Progressive, and local insurers—drive confidently.

Florida Boat Insurance
Agreed-value policies for yachts, fishing boats, and PWCs covering waterway liability, salvage, and theft. Compare coastal navigation limits, wreck removal coverage, and on-water towing—insure your vessel with Florida specialists.

Florida Flood Insurance
NFIP and private flood options for high-risk coastal zones like Miami-Dade. Compare elevation-rated premiums starting $700/year with contents coverage and waiting period waivers—essential protection beyond homeowners policies.

Professional Liability
Shop and compare quotes for the best Professional Liability insurance coverage options and secure better value coverage today.

General Liability
Shop and compare quotes for the best General Liability insurance coverage options and secure better value coverage today.

Directors & Officers
Shop and compare quotes for the best Directors & Officers insurance coverage options and secure better value coverage today.

Cyber Insurance
Shop and compare quotes for the best Cyber insurance coverage options and secure better value coverage today.

Crime Insurance
Shop and compare quotes for the best Crime insurance coverage options and secure better value coverage today.

Employment Practices
Shop and compare quotes for the best Employment Practices insurance coverage options and secure better value coverage today.
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Frequently Asked Questions
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Worth Insurance Services, LLC is an independent Florida insurance agency. We are not an insurance carrier. Instead, we partner with multiple top-rated insurance companies to provide Florida homeowners and drivers with competitive coverage options.
Yes. Worth Insurance Services, LLC is a licensed insurance agency authorized to sell property and casualty insurance policies in Florida and multiple other states.
As a licensed insurance agency, we are compensated by insurance carriers through commissions when policies are placed. These commissions are built into the policy premium, so there are no additional fees charged to our clients.
Insurance rates are regulated, meaning pricing is generally the same whether you purchase through an independent agency or directly from a carrier. Working with an independent Florida insurance agency allows you to compare multiple coverage options in one place.
Insurance Guidance That Helps You Decide
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