Compare quotes and options from our marketplace of Top-Rated Florida Flood Insurance Providers
"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."
"Lillian Marin was excellent! She was very helpful, and made the process so simple and efficient."
"Alex was very professional and extremely helpful! He made the insurance process a breeze! Highly recommended!."
Say Hello to a Better Flood Insurance Shopping Experience
Provide information about the property you want to insure. We’ll assign you a licensed professional to personally review your home.
We’ll scour the market for the best quotes and provide you with a variety of options to choose from.
Our team will help you select the best option for your needs.
Since 2018, we've strived to be the leading online digital insurance marketplace.
I was having trouble getting insurance. A friend of mine told me to reach out to Alex Lopez, I'm glad I took my friends advice. Alex worked miracles, he was very responsive, very professional. He even helped me after business hours since my closing was close. I could be a bit annoying and antsy at times, he handled it very professional.
L'Oreal helped me step by step through the process of getting Homeowner's Insurance. Being a first time home buyer, this was exactly what I needed. Her responsiveness, knowledge and diligence made it simple for me to get insured. Highly recommend!
Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida. He earned my trust because of his honesty and his persistence.
I had the pleasure of working with Lillian for my new home owners insurance. She got me the best quote out of four different agents!! Worked very quickly too!! I'm giving her contact information to everyone I know! Thank you!!!
Lillian was very helpful and prompt in her responses to helping us secure a new homeowner's policy. I definitely enjoyed working with her to get through this process. Insurance is never easy. At least until now. Thanks Lillian.
Alex was very professional and extremely helpful! He made the insurance process a breeze! Highly recommended!
Our agents give you personalized attention and have access to the best savings, discounts, and quotes available. You always get the coverage you need for your home at the lowest possible rate.
Let Worth Insurance take care of your home insurance needs – and lock in your savings and discounts today. Take a look at some of the ways we can help you save:
No more spending hours browsing through quotes on comparison websites or filling out lengthy forms. With WorthInsurance, you can apply in under 60 seconds and let our agents handle the rest.
Our agents will find you competitive rates and discounts so that you can enjoy comprehensive coverage without breaking the bank.
Our modern technology enables us to move faster than other agencies, ensuring that we secure tailored coverage options for you as soon as possible. So you don't have to worry about facing unexpected disasters or losses.
We take the stress out of shopping for landlord insurance. We make it easy to shop and save, so you don't have to worry.
Protecting your home is our top priority, and we guarantee quality coverage from only the best-rated carriers on the market.
Our technology allows us to move quickly, so you don't have to wait months to get the necessary coverage. Our simple process makes getting the insurance you need easier than ever.
Our experienced team will help you navigate the market and get the best rates for your needs.
Apply in under 60 seconds, and let us take the stress out of comparing options and locking in your rate.
We get it. Flood insurance is complicated. We're here to help clear things up.
Flood insurance covers losses directly caused by flooding. Flooding is defined as rising water. It is defined as an excess of water on land that is normally dry, affecting tow or more acres of land or two or more properties.
States do not require homeowners to purchase flood insurance. If a home is in a high-risk flood zone, as determined by FEMA, a lender will typically require the homeowner to purchase and maintain flood insurance at all times.
Insurance premiums are based on risk of loss. The higher the probability of loss, the higher the cost to insurance against that risk. The more likely a home is prone to flooding, the more expensive the flood insurance will be.
Floods are the most common type of natural disaster in the world. Over 40% of natural catastrophes involve flooding.
An elevation certificate (EC) is a document that is prepared by a licensed surveyor. It should include the FEMA's Flood Insurance Rate Map, flood elevation, flood zone, and other details about the building.
Home insurance, or homeowners insurance, does not typically cover damages or losses caused by flooding. It is recommended that homeowners purchase a separate flood insurance policy to protect against this risk.
FEMA is short for the Federal Emergency Management Agency. It is an agency of the United States Department of Homeland Secuirty. It was initially created under President Jimmy Carter.
NFIP is short for the National Flood Insurance Program. It was created in 1968 by the Congress of the United States. The program has two purposes. The first purpose being to share the risk of flood losses through flood insurance. The second to reduce flood damages by restricting floodplain development.
Additional Living Expense is not typically covered by flood insurance.
Zones V, VE, A or AE are all designated as special flood hazard area zones. This means that these properties are projected to have a greater than one percent change of flooding in any given year.