Hurricane season is underway. Secure coverage today
Lock in your savings today
4.9 / 5.0
Based on 5,000+ Customers

Shop & Save Instantly On Florida Flood Insurance

4.9 / 5.0
Based on 5,000+ Customers

Shop & Save Instantly On Florida Flood Insurance

Compare quotes from our marketplace of Top-Rated Florida Flood Insurance Providers

Greater Selection = Better Value Options
Maximize Discounts, Secure More Savings
Top-Rated Consumer Shopping Experience
Quick Quotes
Apply < 1 Minute
Instant Savings
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."

Alexandra T.
Pembroke Pines, FL

"Lillian Marin was excellent! She was very helpful, and made the process so simple and efficient."

Ricardo M.
Naples, FL

"Alex was very professional and extremely helpful! He made the insurance process a breeze! Highly recommended!."

Betsy C.
Florida's Leading Flood Insurance Providers

How It Works

Say Hello to a Better Flood Insurance Shopping Experience

STEP
1
Apply

Provide information about the property you want to insure. We’ll assign you a licensed professional to personally review your home.

STEP
2
Compare

We’ll scour the market for the best quotes and provide you with a variety of options to choose from.

STEP
3
Buy

Our team will help you select the best option for your needs.

We’ve helped 1000s of customers

Since 2018, we've strived to be the leading online digital insurance marketplace.

Lock in your savings today
5/5
5/5
5/5

Why Worth Insurance?

Lock in your savings today
Comparison Sites
Captive Agent
Service
Personal Agent
Automated Search
Captive Agent
Coverage Options
Tailored to your needs
Limited options
Limited
Costs
Competitive Rates
High
Varies
Time & Efficiency
Quick & Easy
Quick
Prolonged

We Help You Save & Maximize Discounts

Our agents give you personalized attention and have access to the best savings, discounts, and quotes available. You always get the coverage you need for your home at the lowest possible rate.

Let Worth Insurance take care of your home insurance needs – and lock in your savings and discounts today. Take a look at some of the ways we can help you save:

Water Leak
Detection Credit
Burglar Alarm
Credit
Age of
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Water Leak
Detection Credit
Burglar Alarm
Credit
Age of
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Water Leak
Detection Credit
Burglar Alarm
Credit
Age of
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Senior Citizen
Credit
Paperless
Discount
Fire Alarm
Credit
Hardiplank
Siding Credit
Senior Citizen
Credit
Paperless
Discount
Fire Alarm
Credit
Hardiplank
Siding Credit
Senior Citizen
Credit
Paperless
Discount
Fire Alarm
Credit
Hardiplank
Siding Credit
Secured
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Windstorm Loss Mitigation Credit
Secured
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Windstorm Loss Mitigation Credit
Secured
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Windstorm Loss Mitigation Credit

Get the Best Flood Insurance Coverage Hassle-Free with Worth Insurance

Quick & Easy
Application Process

No more spending hours browsing through quotes on comparison websites or filling out lengthy forms. With WorthInsurance, you can apply in under 60 seconds and let our agents handle the rest.

Save Money & Worry Less
about Costs

Our agents will find you competitive rates and discounts so that you can enjoy comprehensive coverage without breaking the bank.

Stay Ahead of Unexpected Disasters or Losses

Our modern technology enables us to move faster than other agencies, ensuring that we secure tailored coverage options for you as soon as possible. So you don't have to worry about facing unexpected disasters or losses.

We Make Insurance
Shopping Simple & Stress-Free

Enjoy Peace of Mind

We take the stress out of shopping for landlord insurance. We make it easy to shop and save, so you don't have to worry.

Quality Coverage

Protecting your home is our top priority, and we guarantee quality coverage from only the best-rated carriers on the market.

Save Time and Money

Our technology allows us to move quickly, so you don't have to wait months to get the necessary coverage. Our simple process makes getting the insurance you need easier than ever.

Get Help From A Licensed Professional

Our experienced team will help you navigate the market and get the best rates for your needs.

Easy Process

Apply in under 60 seconds, and let us take the stress out of comparing options and locking in your rate.

Lock in your savings today

Frequently Asked Questions

We get it. Flood insurance is complicated. We're here to help clear things up.

What does flood insurance cover?

Flood insurance covers losses directly caused by flooding. Flooding is defined as rising water. It is defined as an excess of water on land that is normally dry, affecting tow or more acres of land or two or more properties.

Am I required to purchase flood insurance?

States do not require homeowners to purchase flood insurance. If a home is in a high-risk flood zone, as determined by FEMA, a lender will typically require the homeowner to purchase and maintain flood insurance at all times.

Why is flood insurance so expensive?

Insurance premiums are based on risk of loss. The higher the probability of loss, the higher the cost to insurance against that risk. The more likely a home is prone to flooding, the more expensive the flood insurance will be.

Are flood insurance claims common?

Floods are the most common type of natural disaster in the world. Over 40% of natural catastrophes involve flooding.

What is an elevation certificate?

An elevation certificate (EC) is a document that is prepared by a licensed surveyor. It should include the FEMA's Flood Insurance Rate Map, flood elevation, flood zone, and other details about the building.

Does my home insurance cover flood damage?

Home insurance, or homeowners insurance, does not typically cover damages or losses caused by flooding. It is recommended that homeowners purchase a separate flood insurance policy to protect against this risk.

What does FEMA stand for?

FEMA is short for the Federal Emergency Management Agency. It is an agency of the United States Department of Homeland Secuirty. It was initially created under President Jimmy Carter.

What does NFIP stand for?

NFIP is short for the National Flood Insurance Program. It was created in 1968 by the Congress of the United States. The program has two purposes. The first purpose being to share the risk of flood losses through flood insurance. The second to reduce flood damages by restricting floodplain development.

Is Additional Living Expense covered by flood insurance.

Additional Living Expense is not typically covered by flood insurance.

What are the Special Flood Hazard Area Zones?

Zones V, VE, A or AE are all designated as special flood hazard area zones. This means that these properties are projected to have a greater than one percent change of flooding in any given year.

Top Cities for Florida Flood Insurance

Naples
Jacksonville
Jupiter
West Palm Beach
Palm
Beach Gardens
Orlando