FL Insurance Agency
Worth Insurance Services, LLC. Palm Beach Gardens Home Insurance
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See What Others Are Saying
About Worth Insurance
I had a great experience working with Lillian Marin at Worth Insurance!
Read moreLiliannna was very kind and helpful. She helped me identify the savings with my new provider, versus my old one.
Read moreThank you for your assistance in answering all of our questions for our recent insurance policy renewal.
Read moreChase Evans was very informative and Professional, He was very receptive to our needs and concerns.
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Palm Beach Gardens Insures with Worth
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If you’re looking for an insurance agent who is knowledgeable, reliable, and truly goes the extra mile, Chase Evans is the one. I’m so grateful for his help and would recommend him to anyone without hesitation!
I’ve had a great experience working with Chase Evans at Worth Insurance. He is incredibly helpful, reliable, and always provides outstanding customer service. I highly recommend Chase for anyone looking for trustworthy and knowledgeable insurance support.
Chase is an excellent agent and I would highly recommend him. He was available around the clock and always quick to respond via email, text or phone call. Chase was very knowledgeable on quickly addressed what we needed, and when a problem arose he was adaptable and creative in getting us a solution. I will be using him again in the future.
I recently working with Chase Evan’s to insure my new house. Chase was very professional and helpful, especially since this is my first time purchasing a house. He was able to find me the best policy and answer all of my questions timely.
Worked with Alex Lopez on my home insurance and was a great experience. Alex was very easy to work with, communicative, and made the process simple and straight forward. Got me a great policy and I’m very happy. Highly recommend
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Palm Beach Gardens Home Insurance FAQs
Clear answers to common questions about protecting a home in Palm Beach Gardens and Palm Beach County.
How much does home insurance cost in Palm Beach Gardens?
There is no single average that accurately predicts the cost for every Palm Beach Gardens home. Premiums depend on replacement cost, construction, roof age and condition, wind-mitigation features, flood and coastal exposure, prior claims, deductibles, and the carrier’s current underwriting rules. Comparing the same limits and deductibles across carriers provides the most useful estimate.
Does Palm Beach Gardens home insurance cover hurricanes?
Many Florida homeowners policies cover hurricane wind damage, subject to the policy’s terms and a separate hurricane deductible. Coverage is not identical across carriers, and some properties may need separate wind coverage. Flooding and storm surge are generally excluded from homeowners insurance and require separate flood insurance.
Do I need flood insurance in Palm Beach Gardens?
A lender may require flood insurance when a mortgaged property is in a designated high-risk flood area. Homeowners outside those areas can still experience flooding from heavy rainfall, drainage problems, or storm surge. Review the property’s current FEMA flood information and compare NFIP and private flood options before deciding.
Can a wind mitigation inspection lower my premium?
A wind mitigation inspection can document roof shape, roof-to-wall connections, roof deck attachment, opening protection, and other features that may qualify for carrier credits. The available credit varies by property, inspection findings, carrier, and policy. Ask the agent to compare the premium using the current inspection report.
What information is needed for a Palm Beach Gardens home insurance quote?
Agents commonly need the property address, year built, construction type, square footage, roof details, occupancy, desired effective date, prior insurance, claims history, and available inspection reports. Coastal or older properties may require additional documentation before coverage can be offered or bound.
What should I do after receiving a nonrenewal notice?
Contact an agent promptly and confirm the reason and expiration date. Gather the notice, declarations page, inspection reports, roof documentation, and claims information. An independent agency can compare available replacement options, but eligibility and timing depend on the property and carrier rules. Avoid a coverage lapse whenever possible.
