Top Rated WEST PALM Beach,
FL Insurance Agency

Worth Insurance
West Palm Beach

Get to know us! We're here to help make your insurance consumer experience better.

West Palm Beach Office Phone Number
West Palm Beach Office Address
777 S Flagler Dr # 800W,
West Palm Beach, FL 33401, United States

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About Worth Insurance

Protecting West Palm Beach Homes
One Policy at a Time

West Palm Beach Insures with Worth

Since 2018, we've strived to be the leading online digital insurance marketplace.

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West Palm Beach

West Palm Beach
Office Business Hours

Open with main hours

Sunday

Closed

Monday

9:00 AM - 6:00 PM

Tuesday

9:00 AM - 6:00 PM

Wednesday

9:00 AM - 6:00 PM

Thursday

9:00 AM - 6:00 PM

Friday

9:00 AM - 6:00 PM

Saturday

Closed

Frequently Asked Questions About
West Palm Beach Home Insurance

We get it. Home insurance is complicated. We're here to help clear things up.

What insurance services do you offer in West Palm Beach?
faq

We offer home, auto, renters, life, and business insurance, tailored to West Palm Beach’s unique coastal risks.

Is flood insurance required here?
faq

While not legally required in all areas, it’s highly recommended. West Palm Beach is vulnerable to storm surge and flooding.

Can I walk in to get a quote?
faq

Yes, our West Palm Beach office welcomes walk-ins. One of our local agents will assist you on the spot.

Are there discounts for West Palm Beach residents?
faq

Yes! We offer local discounts for bundling, safe driving, and hurricane-proof home upgrades.

How do Worth agents understand local risks better?
faq

Our agents live and work here—they understand local zoning, climate challenges, and neighborhood-specific risks first-hand.

What does homeowners insurance cover in West Palm Beach, FL?
faq

A standard West Palm Beach home insurance policy covers your dwelling, personal belongings, liability, and loss of use if your home is damaged. Because Palm Beach County is hurricane-prone, you’ll want to make sure your policy also includes windstorm, hurricane, and water damage coverage.

Is hurricane coverage included in my policy?
faq

Not always. Many Florida home insurance companies separate windstorm or hurricane coverage from the main policy. You can add it through an endorsement or a Citizens Wind Policy. Worth Insurance can review your current coverage and ensure your home is fully protected for storm season.

How much does home insurance cost in West Palm Beach?
faq

The average cost of homeowners insurance in West Palm Beach ranges from $2,800 to $4,800 per year, depending on your home’s age, roof type, and proximity to the coast. Get a free quote from Worth Insurance to compare rates from multiple Florida carriers.

Why are home insurance rates higher in West Palm Beach?
faq

Rates are higher in coastal areas due to hurricane exposure, construction costs, and reinsurance rates. However, local independent agencies like Worth Insurance can help you shop dozens of carriers to find the most competitive premiums for your ZIP code.

Do I need flood insurance in West Palm Beach?
faq

Yes — even outside FEMA flood zones. Flood damage is not covered by standard home insurance, and much of West Palm Beach is vulnerable to heavy rain and tidal flooding. We can help you compare NFIP and private flood insurance options to protect your home and belongings.

How do I get a homeowners insurance quote in West Palm Beach?
faq

You can get a quote in minutes — call (561) 463-5814 or visit WorthInsurance.com to request your free online quote. Our local agents compare top Florida insurance carriers to get you the best protection at the best price.

What should I do if my current insurer drops me?
faq

Many Florida homeowners have been non-renewed recently. Don’t panic — Worth Insurance works with multiple A-rated companies still writing policies in West Palm Beach and Palm Beach County. We’ll quickly find you replacement coverage before your current policy expires.

Why choose Worth Insurance for home insurance in West Palm Beach?
faq

We’re a locally based, independent insurance agency that understands the unique risks of South Florida living. We shop multiple carriers, offer customized coverage, and provide fast, transparent quotes — all backed by real people who live and work right here in Palm Beach County.