What the Tomoka Hills Golf Course Means for Alachua – and Why Smart Growth Needs Smart Insurance
The city of Alachua is considering a major development proposal for the private Tomoka Hills Golf Course, part of a broader plan that includes housing, retail, and the new Tower Hill Insurance headquarters. With nearly 200 acres in play, this project reflects rapid growth and the need for smart planning—especially when it comes to insurance. Worth Insurance highlights what this means for property owners and how to stay protected amid expansion.
Alachua, Florida is on the verge of another major transformation. The city’s Planning and Zoning Board recently reviewed a proposal for the Tomoka Hills Golf Course, a private facility that will serve the employees and guests of Tower Hill Insurance Group. This development isn’t just about fairways and tee boxes—it’s part of a broader vision that includes residential, commercial, and corporate expansion near one of Alachua’s busiest intersections.
Here’s what it all means—and why this is a moment that matters for local residents, developers, and property owners alike.
A Vision for Growth
Set just south of U.S. 441 and I-75, the Tomoka Hills project spans nearly 200 acres, with the actual golf course occupying around 160. The initiative is spearheaded by Tomoka Hill Farms Inc., based in Lexington, Kentucky, and engineered locally by CHW. The golf course will neighbor Tower Hill’s upcoming 71,000-square-foot headquarters, a massive step in anchoring the area as a business and lifestyle hub.
Plans for the surrounding area include:
- Single-family homes
- Apartment complexes
- Office and retail spaces
- A hotel
This all adds up to a new pulse point in Alachua’s landscape—bringing both opportunity and complexity to the insurance picture.
Environmental and Community Considerations
City staff have recommended approval of the project—with conditions. Notably, there must be a groundwater monitoring plan to address the environmental impact of fertilizers and stormwater runoff. This shows the city’s commitment to sustainable growth and sets a precedent for similar developments moving forward.
There’s also a stipulation that if the golf course is ever opened to the general public, a new approval process will be triggered. This keeps the community involved and maintains transparency.
What This Means for You
If you own property, run a business, or are planning to develop in Alachua, changes like these are more than just headlines—they’re signals. With increased development comes a greater need for comprehensive, customized insurance coverage. Whether it's commercial property, residential developments, or specialty insurance for hospitality and recreation, having a local insurance partner who understands the unique dynamics of North Central Florida is essential.
Let’s Talk About Your Coverage
At Worth Insurance, we’re proud to support our community through growth and change. As developments like Tomoka Hills reshape Alachua, we’re here to help ensure that your property, business, and plans are protected every step of the way.
Ready to review your coverage or get a quote tailored to your needs? Call us today or contact us online to speak with one of our trusted insurance advisors.
