Renters Insurance Made Easy!

Let's take renters insurance off your to-do list. We shop. You save. Best value coverage plans.
Enter Zip code
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Renters insurance icon.

Real People. Real Results.

I needed to replace high cost hazard insurance with something more affordable and with similar coverage. Alex Lopez came through with a great policy and in the timeframe needed. He saved me a bundle! Looking forward to working with him again!
-
Karen Tronolone
"I had a great experience with this agency. They gave me very prompt quotes and were responsive and helpful. Highly recommended!"
-
Melanie Davis
"Very professional staff was able to address all my questions in a timely knowledgeable manner. We will be using Worth for our insurance needs"
-
Chris Radentz
"Alex Lopez was great! Very responsive and will work his tail off for you."
-
scott cordella
"I know the team at Worth personally and they operate with the utmost integrity and always go the extra mile for their clients. I highly recommend Worth Insurance."
-
Daniel Tighe
"Excellent pricing, and unparalleled customer service. Extremely satisfied"
-
Jon-Erik Frederickson
"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."
-
Jiggs Hospitality
"Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida. He earned my trust because of his honesty and his persistence."
-
Cindy Burkhart
"I know the team at Worth personally and they operate with the utmost integrity and always go the extra mile for their clients. I highly recommend Worth Insurance."
-
Daniel Tighe
"Great experience from start to finish!"
-
Shelby Hodges
"I know the team at Worth personally and they operate with the utmost integrity and always go the extra mile for their clients. I highly recommend Worth Insurance."
-
Daniel Tighe
"What amazing service and great rates! I cannot recommend them enough and as a Realtor I truly appreciate the service they give to my clients. Thank you Darren Craft"
-
Jon Allen
"Super helpful and professional! Highly recommend!!"
-
Brent Craft
"Alex Lopez was great! Very responsive and will work his tail off for you."
-
scott cordella
"L'Oreal helped me step by step through the process of getting Homeowner's Insurance. Being a first time home buyer, this was exactly what I needed. Her responsiveness, knowledge and diligence made it simple for me to get insured. Highly recommend!"
-
Fernando Sanabria
"What amazing service and great rates! I cannot recommend them enough and as a Realtor I truly appreciate the service they give to my clients. Thank you Darren Craft"
-
Jon Allen
"Great experience from start to finish!"
-
Shelby Hodges
"I had a great experience with this agency. They gave me very prompt quotes and were responsive and helpful. Highly recommended!"
-
Melanie Davis
"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."
-
Jiggs Hospitality
"L'Oreal helped me step by step through the process of getting Homeowner's Insurance. Being a first time home buyer, this was exactly what I needed. Her responsiveness, knowledge and diligence made it simple for me to get insured. Highly recommend!"
-
Fernando Sanabria
"Great experience from start to finish!"
-
Shelby Hodges
"L'Oreal helped me step by step through the process of getting Homeowner's Insurance. Being a first time home buyer, this was exactly what I needed. Her responsiveness, knowledge and diligence made it simple for me to get insured. Highly recommend!"
-
Fernando Sanabria
"Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida. He earned my trust because of his honesty and his persistence."
-
Cindy Burkhart
"Have successfully worked with Worth Insurance on not just homeowners but my car insurance as well. Loved the professionalism the entire team has, and appreciate the attention to detail and customer experience they provided."
-
Ryan P
"Simply the best customer service!! Matt Always checks prices and coverage, and gives us amazing deals. THANK YOU 🙏"
-
Stephen T Radentz
"I had a great experience with this agency. They gave me very prompt quotes and were responsive and helpful. Highly recommended!"
-
Melanie Davis

Top Carriers. Great Rates. Quality Coverage.

Frequently Asked Questions

We get it? You've got questions. We've got answers.

What is renters insurance?

Renters insurance protects against the risk of financial loss in the event of damage or theft of your personal property in a rented home or apartment. It can also protect you from liability if someone happens to be injured on your property.

Does renters insurance cover accidental damage?

Renters coverage does not typically cover accidental damage. Renters insurance cover against theft and damage from covered perils. It also provides liability coverage.

What is additional living expense coverage?

In the event the rental property becomes unlivable due to damage from a covered peril, a renters insurance policy will typically cover the cost for this loss of use in the form of paying for other living arrangements, up to the extent of the policy limit.

What does renters insurance cover?

A typical renters insurance policy provides coverage for personal contents, loss of use, personal liability, medical payments, and theft. Policies may vary depending on the carrier, state and coverages purchased.

Does renters insurance cover jewelry?

Renters insurance covers personal belongings up to a certain limit. For high value items like a diamond ring, it is recommended to purchase a separate jewelry insurance policy to protect against the associated risks.

Does renters insurance cover loss of use?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

How does renters insurance work?

If you experience a covered loss, renters insurance will respond to help cover the associated costs up to the limits of the policy.

What is the difference between ACV and RCV?

Actual Cash Value coverage will repay or reimburse you for the value of the items at the time of damage. This cost typically reflects depreciation and is less than the original purchase price. Replacement Cost Value coverage will pay the full amount of the cost it takes to replace or repurchase the lost or damaged items.

Am I required to have renters insurance?

Renters insurance is not required or mandatory by state law. It may be a requirement by the landlord or property manager as part of the terms of the tenant's leasing contract.

Does renters insurance cover property damage?

Renters insurance covers the renters belongings but it does not cover or insure the physical property itself. Property owners should purchase a landlord insurance policy to protect their property from financial loss.