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Real People. Real Results.

"Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida. He earned my trust because of his honesty and his persistence."
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Cindy Burkhart
"Great experience from start to finish!"
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Shelby Hodges
"Have successfully worked with Worth Insurance on not just homeowners but my car insurance as well. Loved the professionalism the entire team has, and appreciate the attention to detail and customer experience they provided."
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Ryan P
"Alex Lopez was great! Very responsive and will work his tail off for you."
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scott cordella
"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."
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Jiggs Hospitality
"Have successfully worked with Worth Insurance on not just homeowners but my car insurance as well. Loved the professionalism the entire team has, and appreciate the attention to detail and customer experience they provided."
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Ryan P
"Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida. He earned my trust because of his honesty and his persistence."
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Cindy Burkhart
"Simply the best customer service!! Matt Always checks prices and coverage, and gives us amazing deals. THANK YOU 🙏"
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Stephen T Radentz
"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."
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Jiggs Hospitality
"L'Oreal helped me step by step through the process of getting Homeowner's Insurance. Being a first time home buyer, this was exactly what I needed. Her responsiveness, knowledge and diligence made it simple for me to get insured. Highly recommend!"
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Fernando Sanabria
"Alex Lopez was great! Very responsive and will work his tail off for you."
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scott cordella
"I know the team at Worth personally and they operate with the utmost integrity and always go the extra mile for their clients. I highly recommend Worth Insurance."
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Daniel Tighe
"Great experience from start to finish!"
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Shelby Hodges
"Simply the best customer service!! Matt Always checks prices and coverage, and gives us amazing deals. THANK YOU 🙏"
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Stephen T Radentz
I needed to replace high cost hazard insurance with something more affordable and with similar coverage. Alex Lopez came through with a great policy and in the timeframe needed. He saved me a bundle! Looking forward to working with him again!
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Karen Tronolone
I needed to replace high cost hazard insurance with something more affordable and with similar coverage. Alex Lopez came through with a great policy and in the timeframe needed. He saved me a bundle! Looking forward to working with him again!
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Karen Tronolone
"Super helpful and professional! Highly recommend!!"
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Brent Craft
"Very professional staff was able to address all my questions in a timely knowledgeable manner. We will be using Worth for our insurance needs"
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Chris Radentz
"Excellent pricing, and unparalleled customer service. Extremely satisfied"
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Jon-Erik Frederickson
"Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida. He earned my trust because of his honesty and his persistence."
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Cindy Burkhart
"Excellent pricing, and unparalleled customer service. Extremely satisfied"
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Jon-Erik Frederickson
"Very professional staff was able to address all my questions in a timely knowledgeable manner. We will be using Worth for our insurance needs"
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Chris Radentz
I needed to replace high cost hazard insurance with something more affordable and with similar coverage. Alex Lopez came through with a great policy and in the timeframe needed. He saved me a bundle! Looking forward to working with him again!
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Karen Tronolone
"Great experience from start to finish!"
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Shelby Hodges
"I know the team at Worth personally and they operate with the utmost integrity and always go the extra mile for their clients. I highly recommend Worth Insurance."
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Daniel Tighe
"Super helpful and professional! Highly recommend!!"
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Brent Craft

Top Carriers. Great Rates. Quality Coverage.

Frequently Asked Questions

A Beginner's Guide to Commonly Asked Questions about Landlord Insurance

What is Landlord Insurance?

Landlord Insurance is an insurance policy designed for property owners that rent or lease their properties to others. It provides protection from the risk of financial loss in the event the property is damaged by a covered peril.

Is Landlord Insurance required?

Landlord insurance is note required by the state. Often times it is required by the terms of the loan or the lender on the property. It is an important coverage to maintain to protect against financial loss and to help ensure the investment is not at risk.

What is the difference between home and landlord insurance?

Homeowners insurance is designed for protecting the insured as the primary occupant of their home. If the property is rented out to others and not occupied by the owner, a landlord insurance policy is recommended.

Can landlords require renters insurance?

In most every state, landlords are able to require their tenant's secure renters insurance. Renters insurance helps provide an additional level of financial protection for all the parties involved.

Does landlord insurance cover loss of rents?

A landlord insurance policy may cover loss of rents in the event the property becomes unlivable. It is important to check your policy as it may need to be purchase as an add-on or endorsement to a regular policy.

What does Landlord Insurance cover?

Landlord insurance typically provides coverage for property damage and against liability claims and lawsuits. The amount of these coverages limits depends on how much coverage is purchased and what is offered by the insurance carrier.

What doesn't Landlord Insurance cover?

Typically landlord insurance will have limits on the contents coverage. It is up to the tenant to secure their own renter's insurance policy for their personal property.

How much landlord insurance do I need?

It is important to make sure that your landlord insurance policy provides enough coverage to rebuild the structure back to the original condition in the event of a total loss.

What is landlord's liability coverage?

This is a component of a typical landlord insurance policy. This section of coverage provides protects landlords in a liability claims scenario in the instance another person or property is hurt or damaged.

Does landlord insurance cover floods?

Landlord insurance does not cover against the risk of flood. Landlords need to purchase a separate policy to protect their property from the financial risk of loss in the event of a flood that damages the home.