People's Trust Insurance Company Review

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Written by
Darren Craft
Financial Rating
A on Demotech
NAIC Group
18 People's Trust Way, Deerfield Beach, Fl 33441
Service Phone Number
Claims Phone Number
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People's Trust Insurance Company at a Glance

People’s Trust Insurance Company is a Florida homeowners insurance carrier. The company has a 4.0 star rating on Google with more than 1,500 reviews and a 4.42 star rating from customers on Better Business Bureau. The company has been in business 

What Type of Insurance Does People's Trust Insurance Company Offer?

People’s Trust Insurance Company offers homeowner’s insurance (HO3 Policy) for your home. Depending on which exact policy you choose, you can be protected against: 

  • Fire
  • Smoke
  • Wind or hail
  • Theft and/or vandalism
  • Water (except flood)

You can also obtain additional coverage options, such as liability coverage for any bodily injury or property damage. You can also get valuables coverage for high value items.  

What to Know about People's Trust Insurance Company

People’s Trust Insurance has been in the Florida homeowners insurance market for over a decade. They offer a good selection of property insurance options and have shown excellent customer service. The claims filing process is relatively smooth and friendly. 

Financial Summary Table

Reporting Period Net Admitted Assets Policyholders Surplus Gross Premiums Written Net Premiums Written
Reporting Period3/31/2022 Net Admitted Assets$257,791,774 Policyholders Surplus$62,180,104 Gross Premiums Written$62,937,066 Net Premiums Written$57,146,445
Reporting Period12/31/2021 Net Admitted Assets$227,146,378 Policyholders Surplus$72,662,690 Gross Premiums Written$275,996,695 Net Premiums Written$94,455,996
Reporting Period12/31/2020 Net Admitted Assets$249,780,739 Policyholders Surplus$58,708,370 Gross Premiums Written$278,474,636 Net Premiums Written$96,445,989

What Discounts Does People's Trust Insurance Company Offer?

People’s Trust Insurance offers a variety of helpful discounts that you may be eligible for. If you or your spouse are 55 years of age or older, the senior discount may be able to get you a 5% discount on your non-hurricane portion premium. 

Military personnel and veterans may also qualify for special 5% discounts. 

If you live in a secure, gated community (a 24-hour manned/passkey gate neighborhood), you may be eligible for a discount. 

If you’re going paperless, you can get a discount for saving on paper-related costs.

As with all discounts, it’s important to call the company to see whether you are eligible for them and ensure that they are properly applied. 

If you want to enjoy more discounts and lower costs, Worth Insurance can help you find quick quotes for your insurance shopping. Whether you’re looking for homeowners insurance, flood insurance, or other kinds of insurance, Worth Insurance can get you accurate and competitive quotes that suit your coverage needs. 

People's Trust Insurance Company Customer Service

Customer service can be reached by phone at 1-800-500-1818 during the business hours of 9:00 AM to 5:00 PM Monday through Friday. You can also email People’s Trust Insurance at

Get In Touch

Fill Out the Contact Form
Start by filling out our online contact form.

Provide your details and specific insurance needs, and a representative from Worth Insurance will reach out to you promptly to discuss how we can help you find the right coverage.
Schedule a Consultation
After submitting the form, schedule a consultation at a time that suits you.

This one-on-one session will allow us to understand your requirements better and offer personalized advice on choosing the best insurance policies for your Florida home.
Receive Your Tailored Insurance Plan
Following the consultation, we'll craft a tailored insurance solution that fits your needs and budget.

We aim to provide you with a seamless and informative journey towards securing the right coverage for your home in Florida.
Written by
Darren Craft
Writer, Insurance
Read more from author
Darren Craft is a licensed insurance advisor. He has been an angel investor in a number of prominent fintech and insurtech startups.

Frequently Asked Questions

What is People's Trust Insurance Company's average claim response time frame?

Many of the People’s Trust Insurance Company’s customers cite that the response times for the claims process are acceptable and timely. 

What is People's Trust Insurance Company's claims process?

You can file a claim with People’s Trust Insurance by calling 877-333-1230. This claims hotline is available 24/7. The insurance company will coordinate and execute all aspects of the recovery process they can help with. This means that they will try to get your home back to its pre-incident condition through repairs and checks. 

People’s Trust Insurance has a 24/7 Rapid Response Team in place that can be deployed immediately to your home when you need it to help prevent further damage. After this, the People’s Insurance field adjuster will assess the damage and determine how much coverage applies to the situation. 

Does People's Trust Insurance Company have good homeowners insurance?

People’s Trust Insurance Company offers excellent customer service and customer experience for its policyholders. This means that you may be able to enjoy better peace of mind and financial protection with People’s Trust Insurance. 

What is People's Trust Insurance Company's customer service availability?

Customer service can be reached by phone at 1-800-500-1818 during People’s Trust Insurance’s business hours, which 9:00 AM to 5:00 PM Monday through Friday. You can call their claims center at 877-333-1230, which can be reached 24/7. The Rapid Response Team that is dedicated to helping customers at the scene of an emergency is also available 24/7.

Does People's Trust Insurance Company create a user-friendly experience for customers?

With the many positive customer ratings, it appears that People’s Trust Insurance has provided a user-friendly experience for its customers. Many customers rate the insurance company as excellent, citing its claims process as easy and helpful. 

In addition, People’s Trust Insurance makes an effort to answer all the negative reviews to resolve any issues that may arise, which is a great sign. 

Is People's Trust Insurance Company a good insurance company?

People’s Trust Insurance Company is an overall good insurance company. If you want to see whether they have the most competitive rates, Worth Insurance can help you quickly check!