IMPORTANT: As of May 28, 2022, all Lighthouse policies ceased to be effective as the insurance Corporation has gone out of business and was signed off to be liquidated. Their website is no longer user friendly.
Lighthouse Insurance Corporation is an insurance carrier that had been around for over a decade. It offers homeowners insurance with a variety of coverage options and discounts.
Lighthouse Insurance Corporation offers homeowners insurance, including coverage for:
The typical Lighthouse Insurance policy includes protection for Dwelling, Other Structures, Personal Property, Loss of Use and Additional Living Expenses, Liability, and Medical Payments to Others. If your property was damaged by the above events, Lighthouse Insurance may be able to provide you with adequate financial protection so that you can safely navigate such disasters.
The company is no longer offering Florida home insurance coverage at this time.
Lighthouse Insurance Corporation was founded in 2008 and offers various property insurance options for numerous states. Looking at the customer reviews, some customers cite fair and prompt claims services, whereas others complain about bad insurance adjusters from Lighthouse Insurance. The reviews seem to be mixed.
Lighthouse Insurance offers a wide selection of discounts you may be eligible for. As with all discounts, it’s a good idea to ask your insurance agent about them when you are purchasing a policy.
Lighthouse Insurance offers the following discounts to eligible customers:
Lighthouse Insurance Corporation’s customer service can be reached by calling 888-544-4885. The Lighthouse claims representatives are available 24/7. If you want to file a claim online or manage your policy details, you can do so online via your Lighthouse customer portal.
If your question is about your specific policy when calling customer service, you will receive a response during regular business hours instead of 24/7.
Reviews from paying customers have shown that Lighthouse Insurance seems to have a fair and prompt claim response time. However, certain customers have complained that the quality of that claim resolution process is not optimal.
Claims can be filed online via the customer portal. After you file a claim, a representative will help you with resolving your claim. A field adjuster may be sent to assess your claim in person. Like most claims processes, you may want to document your incident and needs by taking comprehensive photo evidence as well as keeping any receipts during a damaging event to your property.
As of May 2022: The Lighthouse Insurance Corporation is now unable to be easily contacted as the corporation has gone out of business. This has caused quite a substantial amount of confusion and trouble for its previous policy holders.
Worth Insurance is here to help you with your insurance shopping needs. If you have any questions, our team can promptly respond to you and assist you. We are here for you, whether you need a quick quote, expert industry advice, or more information on how to deal with an insurance company that has liquidated its assets and exited the market.
Customer service is available 24/7 for general customer service needs and claims questions by calling 888-544-4885. It is important to note that customer service representatives will only get back to you regarding policy details during regular business hours, which may be inconvenient.
Unfortunately, a good amount of insurance companies have gone out of business in the past few years. This is troubling for many homeowners seeking proper, secure insurance protection. If you live in a hurricane-prone coastal state, it may be even more necessary.
While no one can guarantee anything in the tumultuous property and casualty insurance landscape, Worth Insurance may be able to help you assess your situation and maximize your coverage.