Heritage Insurance Company at a Glance
Heritage Insurance Company is a homeowner insurance company founded in 2012 and based in Tampa, Florida. The insurance company is publicly traded on the New York Stock Exchange under the ticker symbol of HRTG.
The company operates in numerous states, including Alabama, California, Florida, Georgia, Mississippi, North Carolina, and South Carolina. The company has a customer review rating of 2.05 stars out of 5 on Better Business Bureau and is rated A on Demotech.
What Type of Insurance Does Heritage Insurance Company Offer?
Heritage Insurance Company offers various home insurance policies to the Florida home insurance market.. This includes personal liability coverage, loss of use coverage, personal property and values coverage, as well as other structures coverage.
Heritage Insurance also offers policies for condo insurance, dwelling insurance, and commercial residential insurance. The commercial residential insurance includes policies for homeowner associations, condo associations, apartment complexes, and retirement communities.
You can purchase additional insurance to increase your level of personal property and valuables protection. The company also offers landlord insurance if you are renting out a single-family or duplex home.
What to Know about Heritage Insurance Company
The average cost of Heritage Insurance’s home insurance policies is $2129 per year for $250,000 in dwelling coverage, which is nearly double the national average.
However, it is important to take into consideration that many homeowners insurance policies in Florida have higher premiums due to the risk of hurricane and storm damage, which is very costly.
What Discounts Does Heritage Insurance Company Offer?
Like many other insurance companies, Heritage Insurance does not make their discount options available online. It is worth asking their representatives to see whether you may qualify for insurance discounts.
Heritage Insurance Company Customer Service
The Heritage Insurance Company customer service can be reached by phone 1 (855) 620-9978 (Florida) and 1 (855) 536-2744 (all other states). If you want to ask about your claims or file one, you can call them toll free at 1-855-415-7120. The claims hotline is available 24 hours a day and 7 days a week. Questions can also be submitted online.