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Real People. Real Results.

"What amazing service and great rates! I cannot recommend them enough and as a Realtor I truly appreciate the service they give to my clients. Thank you Darren Craft"
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Jon Allen
I needed to replace high cost hazard insurance with something more affordable and with similar coverage. Alex Lopez came through with a great policy and in the timeframe needed. He saved me a bundle! Looking forward to working with him again!
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Karen Tronolone
"Very professional staff was able to address all my questions in a timely knowledgeable manner. We will be using Worth for our insurance needs"
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Chris Radentz
"Super helpful and professional! Highly recommend!!"
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Brent Craft
"I know the team at Worth personally and they operate with the utmost integrity and always go the extra mile for their clients. I highly recommend Worth Insurance."
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Daniel Tighe
"Simply the best customer service!! Matt Always checks prices and coverage, and gives us amazing deals. THANK YOU 🙏"
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Stephen T Radentz
"Great experience from start to finish!"
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Shelby Hodges
"I had a great experience with this agency. They gave me very prompt quotes and were responsive and helpful. Highly recommended!"
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Melanie Davis
"Very professional staff was able to address all my questions in a timely knowledgeable manner. We will be using Worth for our insurance needs"
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Chris Radentz
"Super helpful and professional! Highly recommend!!"
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Brent Craft
"Simply the best customer service!! Matt Always checks prices and coverage, and gives us amazing deals. THANK YOU 🙏"
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Stephen T Radentz
"Excellent pricing, and unparalleled customer service. Extremely satisfied"
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Jon-Erik Frederickson
"Great experience from start to finish!"
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Shelby Hodges
"Very professional staff was able to address all my questions in a timely knowledgeable manner. We will be using Worth for our insurance needs"
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Chris Radentz
"I know the team at Worth personally and they operate with the utmost integrity and always go the extra mile for their clients. I highly recommend Worth Insurance."
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Daniel Tighe
"Alex Lopez was great! Very responsive and will work his tail off for you."
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scott cordella
"Simply the best customer service!! Matt Always checks prices and coverage, and gives us amazing deals. THANK YOU 🙏"
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Stephen T Radentz
"L'Oreal helped me step by step through the process of getting Homeowner's Insurance. Being a first time home buyer, this was exactly what I needed. Her responsiveness, knowledge and diligence made it simple for me to get insured. Highly recommend!"
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Fernando Sanabria
"Have successfully worked with Worth Insurance on not just homeowners but my car insurance as well. Loved the professionalism the entire team has, and appreciate the attention to detail and customer experience they provided."
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Ryan P
"Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida. He earned my trust because of his honesty and his persistence."
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Cindy Burkhart
"Simply the best customer service!! Matt Always checks prices and coverage, and gives us amazing deals. THANK YOU 🙏"
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Stephen T Radentz
"Alex Lopez was great! Very responsive and will work his tail off for you."
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scott cordella
"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."
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Jiggs Hospitality
"Excellent pricing, and unparalleled customer service. Extremely satisfied"
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Jon-Erik Frederickson
I needed to replace high cost hazard insurance with something more affordable and with similar coverage. Alex Lopez came through with a great policy and in the timeframe needed. He saved me a bundle! Looking forward to working with him again!
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Karen Tronolone
"I know the team at Worth personally and they operate with the utmost integrity and always go the extra mile for their clients. I highly recommend Worth Insurance."
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Daniel Tighe

Top Carriers. Great Rates. Quality Coverage.

Frequently Asked Questions

We get it? You've got questions. We've got answers.

What is renters insurance?

Renters insurance protects against the risk of financial loss in the event of damage or theft of your personal property in a rented home or apartment. It can also protect you from liability if someone happens to be injured on your property.

Does renters insurance cover accidental damage?

Renters coverage does not typically cover accidental damage. Renters insurance cover against theft and damage from covered perils. It also provides liability coverage.

What is additional living expense coverage?

In the event the rental property becomes unlivable due to damage from a covered peril, a renters insurance policy will typically cover the cost for this loss of use in the form of paying for other living arrangements, up to the extent of the policy limit.

What does renters insurance cover?

A typical renters insurance policy provides coverage for personal contents, loss of use, personal liability, medical payments, and theft. Policies may vary depending on the carrier, state and coverages purchased.

Does renters insurance cover jewelry?

Renters insurance covers personal belongings up to a certain limit. For high value items like a diamond ring, it is recommended to purchase a separate jewelry insurance policy to protect against the associated risks.

Does renters insurance cover loss of use?

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How does renters insurance work?

If you experience a covered loss, renters insurance will respond to help cover the associated costs up to the limits of the policy.

What is the difference between ACV and RCV?

Actual Cash Value coverage will repay or reimburse you for the value of the items at the time of damage. This cost typically reflects depreciation and is less than the original purchase price. Replacement Cost Value coverage will pay the full amount of the cost it takes to replace or repurchase the lost or damaged items.

Am I required to have renters insurance?

Renters insurance is not required or mandatory by state law. It may be a requirement by the landlord or property manager as part of the terms of the tenant's leasing contract.

Does renters insurance cover property damage?

Renters insurance covers the renters belongings but it does not cover or insure the physical property itself. Property owners should purchase a landlord insurance policy to protect their property from financial loss.