Universal P&C Insurance Company at a Glance
Universal P&C Insurance Co., also called Universal Property & Casualty Insurance Company, is a major homeowners insurance company in Florida. P&C insurance is coverage that can help financially protect you, your family, and your property.
Universal P&C Insurance has received an exceptionally high amount of complaints despite its financial security rating of A from Demotech and its 3.5-star rating from 1,651 Google reviews.
What Type of Insurance Does Universal P&C Insurance Company Offer?
Universal P&C is one of the largest writers of Florida Home insurance in the market. The insurer provides homeowners insurance, condo insurance, and renters insurance in Florida and 17 other states.
What to Know about Universal P&C Insurance Company
Universal P&C has a bad reputation when it comes to customer reviews. On each customer review site, there are plenty of poor, 1-star reviews by dissatisfied customers, notably more than other homeowners insurance providers in Florida.
What Discounts Does Universal P&C Insurance Company Offer?
The Universal P&C Insurance Company only offers numerous discounts you may be eligible for when purchasing property insurance. These discounts you may be eligible for include: prior insurance discount, new roof discount, loyalty discount, sprinkler system discount, and occupants over the age of 65 discount. The exact discounts may not be available to you depending on your desired coverage or where you live.
Universal P&C Insurance Company Customer Service
Universal P&C does not have a 24/7 customer service hotline. There is also no online quote tool, which makes the process of getting coverage and filing claims difficult.