UPC Insurance Company Review

Financial Rating
M by Demotech
NAIC
10969
NAIC Group
United Insurance Holdings Group
Address
800 2nd Avenue South, St. Petersburg, Fl 33701
Service Phone Number
Claims Phone Number
Jurisdictions
CT, DE, FL, GA, HI, LA, MA, MD, MS, NC, NH, NJ, NY, RI, SC, TX, VA
Financial Summary Table

UPC Insurance Company at a Glance

United Property & Casualty Insurance Company, also known as UPC Insurance, is a property and casualty insurance company that offers insurance coverage to 12 states. UPC home insurance has reasonably affordable rates, an M (moderate) rating on Demotech and an A+ rating on Better Business Bureau. The company has been in business for more than twenty years, but is not BBB accredited. 

What Type of Insurance Does UPC Insurance Company Offer?

UPC Insurance Company offers industry standard insurance coverage in its policies. The basic policies that are offered include dwelling and other structure coverage, personal property coverage, loss of use and additional living expenses coverage, personal liability, and medical payments to others. 

Like many insurance companies, UPC Insurance offers additional endorsements you can add to your standard policy to receive more protection. This includes add-ons such as identity theft coverage, personal injury coverage, and limited water backup and sump pump failure protection. 

Other than homeowners insurance, UPC Insurance also offers landlord/seasonal insurance, condominium insurance, flood insurance, renters insurance, and commercial residential insurance for apartment complexes and homeowners associations. 

What to Know about UPC Insurance Company

Note: UPC Insurance Company has stopped writing new policies in Florida as of January 2022. 

UPC Insurance Company offers numerous insurance options for property and casualty insurance. Its rates are quite competitive compared to other Florida insurance carriers. 

What Discounts Does UPC Insurance Company Offer?

UPC Insurance offers certain discounts to eligible policyholders. They include:

  • Protective devices discount
  • Age of home discount
  • Age & marital status discounts

If you’re interested in UPC Insurance policies, it is a good idea to check with their representatives to see whether you are eligible for any discounts that can help you lower your monthly premiums.

UPC Insurance Company Customer Service

Florida policyholders can call (800) 295-8016 if they hold policies beginning with letters or (866) 515-4428 if they have policies beginning with 90. General inquiries can also be made online on the UPC Insurance website.

The claims department can be reached by calling 1-888-256-3378. 

Frequently Asked Questions